• Credit Guarantee Schemes
  • PM Youth Business Loan
  • Financing Facility for Storage of Agricultural Produce
  • Financing Power Plants
  • Refinancing facility for Modernization of SMEs

About SMEs

SMEs (Small and midsize enterprises are businesses that maintain revenues, assets or a number of employees below a certain threshold. In the United States, there is no distinct way to identify SMEs, but in the European Union, a small-sized enterprise is a company with fewer than 50 employees, while a medium-sized enterprise is one with fewer than 250 employees).

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In order to promote SME financing, three major stakeholders SBP,SMEDA & SECP  embarked upon various initiatives for SME sector development and facilitate SME borrowers. Focus of SBP initiatives is towards improving access to finance; fulfilling the credit needs and helping the SME businesses to flourish. They are also known as 3S as all of thier names start with an S
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SMEs account for approximately 70% of businesses in Pakistan and play a major role in spurring economic activity with a contribution amounting to 78% of non-agriculture GDP of Pakistan. your study should seek to contextualize its findings within the larger body of research. Research allows you to make better decisions and attain more knowledge. We have collected all the research carried out by SBP for you to take benefit from it.

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