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Prudential Regulations for SME Financing


SMEs represent 30 percent of national GDP, 25 percent of exports of manufactured goods, and 35 percent of manufacturing value added. Thus, the impact of financial exclusion on this sector has important implications for economic growth, competitiveness, and job creation. The potential for this sector to contribute to the economic development objectives of Pakistan, including generating employment, increasing incomes, and reducing poverty is the justification for a strategy of support to unleash the sector’s potential. Keeping this in view, SBP issued separate Prudential Regulations for SMEs in 2003.

S.no Title Downloads
1 Regulations for SME Financing(2016) Download
2 Regulations for SME Financing(2013) Download
3 Regulations for SME Financing(2003) Download